Terms & Conditions
Welcome to the Internet site of Robert J. Wilkens Insurance
Agency (“Wilkens Insurance Agency”). Please read these Terms of Use
carefully before using this site. By using our site, you signify
your agreement to our Terms of Use. If you do not agree to these
terms, do not use our site. Please be sure to check this page
periodically in the future, since we reserve the right to change,
add or delete portions of our terms. Your continued use of this site
after we post a change to these Terms of Use will mean that you
agree to abide by the change.
Restrictions on Use of Materials
All materials contained on this site are protected by the United
States copyright and trademark laws. All copyrights, trademarks,
service marks and trade dress are the property of Wilkens Insurance
Agency or the parties designated on this site as the owners of those
rights.
The contents of this site are intended solely for your personal,
noncommercial use. Accordingly, no material from this site may be
copied, reproduced, republished, uploaded, posted, transmitted, or
distributed in any way other than the downloading of one copy of the
materials on a single computer for your personal, noncommercial use.
As a condition of your use of Wilkens Insurance Agency web site, you
will not use Wilkens Insurance Agency web site for any purpose that
is unlawful or prohibited by the terms and conditions and notices.
You may not use Wilkens Insurance Agency web site in any manner that
could damage, disable, overburden or impair Wilkens Insurance Agency
web site or interfere with any other party’s use and enjoyment of
any Wilkens Insurance Agency web site. You may not attempt to gain
unauthorized access to any of Wilkens Insurance Agency web sites,
other accounts, computer systems or networks connected to any
Wilkens Insurance Agency web site, through hacking, password mining
or any other means. You may not obtain or attempt to obtain any
materials or information through any means not intentionally made
available through the Wilkens Insurance Agency web site.
If any service of Wilkens Insurance Agency requires you to open an
account, you must complete the registration process by providing us
with current, complete and accurate information as prompted with the
applicable registration form. You are entirely responsible for
maintaining the confidentiality of any passwords you might create
and your account. You agree to notify Wilkens Insurance Agency
immediately of any unauthorized use of your account or any other
breach of security. Wilkens Insurance Agency will not be liable for
any loss that you may incur as a result of someone else using your
password or account, either with or without your knowledge. You
could be held liable for losses incurred by Wilkens Insurance Agency
or another party due to someone else using your account or password.
Wilkens Insurance Agency reserves the right at all times to disclose
any information as Wilkens Insurance Agency deems necessary to
satisfy any applicable law, regulation, legal process or
governmental request, or to edit, refuse to post or to remove any
information or materials, in whole or in part, in Wilkens Insurance
Agency sole discretion.
Furthermore, you cannot reproduce, modify, create derivative works
from, display, perform, publish, distribute, or circulate any of the
material on this site to any third party (including the display and
distribution of the material on a web site) without written
permission from Wilkens Insurance Agency or the copyright holder
identified in the copyright notice. Any unauthorized or prohibited
use of the material on this web site may subject you to civil
liability and criminal prosecution.
Submissions
While we are pleased to hear from you, we do not solicit or accept
submissions of creative ideas or stories, suggestions, original
artwork, marketing concepts and the like (together, “Submissions”).
This is because we want to avoid the possibility of future
misunderstandings when projects and ideas created by our staff might
seem to others to be similar to their own creative work. Thus,
please do not send us unsolicited Submissions.
Occasionally, we offer a gallery which allows you to send us your
original artwork and photographs (together, "images"), so we can
display them on our website. Should there be any damages incurred as
a result of sending us these images, we will not be held responsible
in any way. Furthermore, we cannot be held responsible for any theft
of these images, and encourage you to watermark your images to
safeguard against this.
If despite this request, you do send us a Submission, please be
advised of the following: Under no circumstances will Wilkens
Insurance Agency be required to treat any Submission as
confidential. Furthermore, Wilkens Insurance Agency will not be
liable for any use they make of any Submission in their business
(including products and creations); nor will they be liable as a
result of any similarities to any Submission that may appear in the
future business of Wilkens Insurance Agency. Without limitation,
Wilkens Insurance Agency will be entitled to use the Submission for
any purpose whatsoever without compensation to you or any other
person involved in creating or sending the Submission.
Downloads
If you choose to download any material from our site, the following
restrictions apply;
1. You must not use the materials in a manner that suggests any
association or approval or endorsement by Wilkens Insurance Agency;
2. You may only use the materials for personal, noncommercial
purposes;
3. You must not make any modifications to the materials; and
4. You must keep intact all copyright, trademark and other
proprietary notices.
LIMITATION OF LIABILITY DISCLAIMERS
NEITHER WILKENS INSURANCE AGENCY NOR ANY OF ITS AFFILIATES, NOR
ANYONE WHO HELPED DEVELOP, CREATE, PRODUCE OR DELIVER THE CONTENT ON
THIS SITE IS LIABLE FOR ANY DAMAGES RELATED TO YOUR USE OF OR
INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES, UNLESS THEY ACTED WILLFULLY OR WITH GROSS NEGLIGENCE
OR THAT LIABILITY MAY NOT OTHERWISE BE LAWFULLY EXCLUDED. THIS
INCLUDES, BUT IS NOT LIMITED TO:
- DAMAGES INTENDED TO COMPENSATE YOU DIRECTLY FOR ANY LOSS OR INJURY;
- DAMAGES THAT DO NOT FLOW DIRECTLY FROM AN ACTION, BUT ONLY FROM SOME OF
THE CONSEQUENCES OR RESULTS OF SUCH ACTION (CONSEQUENTIAL DAMAGES);
AND
- OTHER MISCELLANEOUS DAMAGES AND EXPENSES, SUCH AS INCIDENTAL, SPECIAL
OR PUNITIVE DAMAGES.
THIS EXECUTION WILL NOT COVER LIABILITY FOR DEATH OR PERSONAL INJURY
OR LIABILITY FOR A BREACH OF STATUTORY OR CONTRACTUAL DUTIES.
BY USING THIS WEBSITE AND/OR POSTING MATERIAL, YOU AGREE TO
INDEMNIFY WILKENS INSURANCE AGENCY, ITS OFFICERS, DIRECTORS,
EMPLOYEES, AGENTS, DISTRIBUTORS AND AFFILIATES FOR ANY AND ALL
CLAIMS, DAMAGES, LOSSES AND CAUSES OF ACTION ARISING OUT OF YOUR
BREACH OF THE FOREGOING AGREEMENT. THE MATERIALS ON THIS SITE ARE
TRANSMITTED AND DISTRIBUTED “AS IS” AND WITHOUT EXPRESS OR IMPLIED
WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF
TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, OR FITNESS OF A
PARTICULAR PURPOSE. WILKENS INSURANCE AGENCY MAKES NO WARRANTY AS TO
THE QUALITY, ACCURACY, COMPLETENESS AND VALIDITY OF ANY MATERIALS ON
THIS WEBSITE AND DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED ON
THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS
WILL BE CORRECTED. WHERE APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION
OF IMPLIED WARRANTIES, THE FOREGOING EXCLUSIONS MAY NOT APPLY TO
YOU.
The material provided on this web site is for commerce and
promotional purposes only. Information and opinions expressed in
this site are not necessarily those of Wilkens Insurance Agency.
Neither Wilkens Insurance Agency, nor its officers, directors,
employees, agent, distributors and affiliates are responsible or
liable for any loss damage (including, but not limited to, actual,
consequential, or punitive), liability, claim, or other injury or
cause related to or resulting from any information posted on this
web site. YOU AGREE THAT WILKENS INSURANCE AGENCY AND ITS WORLDWIDE
AFFILIATES ARE NOT RESPONSIBLE OR LIABLE FOR ANY DEFAMATORY,
OFFENSIVE, INFRINGING OR ILLEGAL CONDUCT OF ANY OTHER VISITOR TO
THIS SITE OR ANY OTHER THIRD PARTY.
Coupons and Coupon Codes
Wilkens Insurance Agency does not guarantee the accuracy or
completeness of the coupons, coupon codes, deals and information
contained on this site. Wilkens Insurance Agency makes no
warranties, express or implied, and assumes no liability or
responsibility for any errors or omissions in the content. Many of
the coupons and/or discount offers are available by hypertext link
which takes you to a third party operated site. The third party
operated site may be operated with proprietary computer system
designed specifically for distribution of coupons/discount offers.
The computer system may impose various restrictions, such as a
number of coupons that can be printed. The third party operated site
and restrictions therein are beyond the control of Wilkens Insurance
Agency and Wilkens Insurance Agency makes no representations about
those sites; however, failure to comply with the restrictions set
forth in the third party operated site may subject you to liability.
Jurisdiction
This site is controlled and operated by Wilkens Insurance Agency
with its headquarters in New Jersey. Wilkens Insurance Agency does
not represent or warrant that materials on this web site are
appropriate or available for use in other locations. If you choose
to access this site from other locations, you do so at your own risk
and are responsible for compliance with any and all local laws.
This agreement shall be governed by and construed in accordance with
the laws of the State of New Jersey, as it is applied to agreements
entered into and performed within that State. Any action brought to
enforce this agreement or matters related to this site shall be
brought only in the State or Federal Courts located in New Jersey.
For the purpose of such legal action, the parties (a) consent to the
jurisdiction of the New Jersey federal and state courts, (b) waive
personal service of process, and (c) consent to service of process
by overnight courier. If any provision of this agreement is deemed
void, unlawful or otherwise unenforceable for any reason, that
provision shall be severed from this agreement and the remaining
provisions of this agreement shall remain in force. This contains
the entire agreement between you and Wilkens Insurance Agency and
the agreement shall not be modified, except in writing, signed by
both parties.