Robert J. Wilkens Insurance Agency
 

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    Personal auto insurance can be a complicated area. Many insurers lead you to believe that discussing this subject with an inexperienced telemarketer is a quality substitute for having a personal agent. Don’t buy into this theory for a minute.

    Through our years of experience we can prove time and time again that there is no substitute for having an agent to guide you. Price is part of the issue, not the entire issue. We can give you prices from multiple companies and SELL you policies offered through these different companies. The bitterness of receiving poor coverage & service will linger long after the happiness in discovering cheap coverage. Feel free to ask us about the unique features of our auto plans. Call (201) 343-1741 or E-mail us at customercare@wilkensagency.com to find out the latest coverage’s available.

Auto Insurance Policies Usually Offer the Following Coverage’s:

Bodily Injury Liability- Covers accidental injury or death of another person if caused by you in an automobile related accident

Property Damage Liability – Covers accidental damage to other people’s property if caused by you in an automobile related accident.

Defense Costs- Covers court costs, legal expenses and attorney’s fees

Collision- Covers you for damage to your car in an accident, regardless of who was at fault.

Other than Collision – Covers your car against damage against fire, lightning, flood, theft, glass breakage, falling objects and other specified perils (subject to your deductible)

Medical payments- Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an automobile accident

Uninsured/Underinsured Motorist – Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured or hit & run driver.